A stability result for mountain pass type solutions of by Magrone P., Servadei R.

By Magrone P., Servadei R.

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After foreclosure, you may find yourself in the same position, possibly complicated by the fact that you now have a family to support. However, you also have some additional skills and experience to offset the added burden, so you’re pretty much starting from scratch. Fortunately, you live in the United States, where starting from scratch is tradition. You may have to move to where the jobs are, take on some overtime or another job, and dramatically scale back your lifestyle, but relatively few people in the United States are destitute.

If you’re having trouble selling the home for enough money to pay off the loan, all this information can help you convince the bank to accept a short sale (less than full payment of the loan balance — see Chapter 11). 25 26 Part I: Warming Up for Your Foreclosure Fight ߜ Current appraisal: Although you may not want to pay for a new appraisal, if you already have a recent appraisal of your home’s market value, keep it handy. This information can be valuable in convincing the lender to accept a short sale and can assist you in understanding the current market conditions so you can decide whether selling your home is a viable option.

Ask what the fee covers and what the service provider is going to do for you, and make sure the company has an address (not just a post office box) and a phone number. Ask for references and check them out. Chapter 1: Digging Into and Out of the Foreclosure Hole Seeking a quick fix Foreclosure information is publicly accessible, so as soon as that foreclosure notice is published, everyone who follows foreclosures is going to know about it, and some of these people are shady characters. Foreclosure rescue crews may show up at your door offering to bail you out.

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